Matt’s
Publications
Equitable Housing
August 31, 2023

Light as Air: Regulating Short Term Rentals in Australia
The impact of short-term rental (STR) platforms such as Airbnb has become increasingly problematic, particularly since the end of the COVID-19 lockdowns, as long-term rental dwelling availability has shrunk, and prices increased.
Equitable Housing
August 15, 2023

Regulating Rentals in Australia: what works?
This paper examines the data to establish if there is, indeed, a rental crisis in Australia, and surveys local and international research to determine what would work to improve the experience of renting a home in the Australian market.
Equitable Housing
July 17, 2023

Submission to the Inquiry into the Rental and Housing Affordability Crisis in Victoria
Many of the causes of the rapid increase in rental prices and mortgage costs are national in origin. However, there are many areas in which the Victorian government can work with federal counterparts to address these national level policy issues or work on mitigating some of the effects at the state level.
Equitable Housing
March 30, 2023

The Australian Housing Monitor: Housing affordability experiences, attitudes and appetite for change
The Australian Housing Monitor is a new annual survey of public attitudes toward, and experiences of, housing.
Homepage Feature
December 15, 2022

Full Employment in 21st Century Australia: a lode star policy in an age of uncertainty
A submission to the Employment White Paper Consultation
Equitable Housing
May 2, 2022

Housing Affordability in Australia – Tackling a wicked problem
Owning one’s own home has long been understood as the Great Australian Dream. The truth is, secure housing in Australia is increasingly out of reach for a growing proportion of the population – arguably more so than in any comparable country.
Gender Equality
November 30, 2021

Submission to the Review of the Workplace Gender Equality Act
Per Capita welcomes the opportunity to contribute this submission to the Review of the Workplace Gender Equality Act, 2012 (the Act), which sets the scope of work for the Workplace Gender Equality Agency (WGEA). The Act has not been reviewed since its introduction in 2012, and the public’s understanding of the gender pay gap, and ... Read more
November 14, 2021

Evidence Based Policy Analysis 2021
This report is part of the Evidence Based Policy Analysis Project, now in its fourth year. Per Capita was commissioned, alongside the Institute of Public Affairs, to provide analysis of a number of Australian policies introduced at a state and federal level over the last year.
Social Innovation
November 3, 2021

False Economy: The economic benefits of the NDIS and the consequences of government cost-cutting
An analysis by Per Capita for National Disability Services for the Teamwork Works campaign.
Equitable Housing
July 22, 2021

Generation Stressed: House Prices and the Cost of Living in the 21st Century
In this discussion paper, we estimate the total cost of a mortgage as a proportion of wages over the 30-year life of a standard home loan. To do this, we compared home prices, mortgage rates, and wage changes to see what proportion of a median income would go to covering the cost of the median ... Read more
Progressive Economics
May 6, 2021

The Per Capita Tax Survey 2021
Now in its 11th iteration, the 2021 Survey comes after perhaps the most extraordinary year in living memory, during which every aspect of life was disrupted by the COVID-19 pandemic and resulting recession.
February 16, 2021

SmokeScreen
This report examines the allocation and distribution of federal funds from 1 January 2020 to 31 December 2020, following the bushfire crisis of 2019-2020. While large pledges
were made to support families and businesses, much of the funding appears to be unspent, or seems to have been allocated based on political motivation rather than need.
Work and Workers
October 15, 2020

Austerity or Prosperity? Policy options for resilience and recovery
In this discussion paper for Together Queensland, we look at some mechanisms for improving the equity and efficiency of stimulus spending.
Work and Workers
July 6, 2020

The Future of Australia Post
Australia Post is a treasured national institution, essential to Australia’s prosperity and security. Its future must be safeguarded and strengthened in the interests of all Australians.
Work and Workers
May 21, 2020

Slack in the System: The Economic Cost of Underemployment
This new discussion paper estimates the economic cost of underemployment in Australia, both before and during the COVID-19 pandemic.
Progressive Economics
April 17, 2020

Some Facts About Debt
It is critical that the decisions taken in the months ahead are based on facts. What follows are some facts about debt that address the myths that have been circulated, for far too long, about the nature of our economy and its capacity to support a high standard of living for every Australian.
March 31, 2020

Per Capita Submission to the Inquiry into the Research and Development Tax Incentive Bill
If Australia is to capture the gains of the ongoing technological revolution and translate those gains into high quality jobs and equitable economic prosperity, we believe a systematic and broad rethink of R&D schemes is required. We go further, making a range of recommendations regarding a broader range of R&D issues.
Matt’s
Podcasts
Podcast
July 5, 2023
Re:CAP Ep.07: Australian Inequality Index
Welcome back to Re:CAP – Per Capita’s premier podcast where we unpack our latest research and examine the inequalities in Australian society. This week, Matthew Lloyd-Cape is joined by Emma Dawson and Sam Ibrahim, to discuss the launch of Per Capita’s latest initiative: The Australian Inequality Index. Together they will detail what the index is, ... Read more
Podcast
May 11, 2023
Re:CAP Ep.04: 2023 Federal Budget Post Mortem
Welcome to Re:CAP – Per Capita’s premier podcast where we unpack our latest research and examine the inequalities in Australian society. This week, Emma Dawson is joined by Shirley Jackson, Matthew Lloyd-Cape, and Senior Research Fellow, Margaret MacKenzie, to give our 2023 Federal Budget Postmortem.
Podcast
April 27, 2023
Re:CAP Ep.02: HECS and Abolishing Indexation
Welcome to Re:CAP – Per Capita’s premier podcast where we unpack our latest research and examine the inequalities in Australian society. In episode two, Director for the Centre for Equitable Housing, Matthew Lloyd-Cape, is joined by Director for the Centre for New Industry, Shirley Jackson, to discuss their latest submission: Abolishing Indexation and Raising the ... Read more
Podcast
April 10, 2023
Re:CAP Ep.01: Centre For Equitable Housing
Welcome to Re:CAP – Per Capita’s premier podcast where we unpack our latest research and examine the inequalities in Australian society. In this episode, Per Capita Director Emma Dawson joins Director for the Centre for Equitable Housing, Matthew Lloyd-Cape, to discuss their latest report which outlines Australian experience within the housing market. Read full report ... Read more
Matt’s
Media
Media Releases
September 20, 2023

MEDIA RELEASE: Victoria’s Housing Statement – renter rights and higher density a major win, social housing still to be addressed at scale
The Andrews Government has released an ambitious package of housing measures, many in line with recommendations made by Per Capita’s Centre for Equitable Housing.
Media Releases
September 19, 2023

MEDIA RELEASE: 231 new social houses a step in the right direction, but the road to enough social homes is long
Per Capita welcomes the news that the Victoria and Federal Governments have hammered out a deal to build 231 new social housing units in Carlton, replacing 191 social dwellings that were no longer fit for habitation.
June 22, 2023

Why do women receive less help from family to buy a home?
New research from Per Capita shows women are increasingly receiving less family support than men when it comes to buying their own home. Why is that?
June 22, 2023

Daughters short-changed by bank of mum and dad
Daughters are less likely to get help from parents to buy their way into the Australian property market and women will bear the most pain from the Reserve Bank’s sharp increase in interest rates.
Our Media
May 26, 2023

Housing Futures Fund may not mean new homes for regions
The Labor party say it will create 30,000 new homes in the first five years. HAFF is currently deadlocked in the senate, with The Greens, arguing it is too risky to gamble the future of social housing on the stock market, and opposition leader Peter Dutton calling it an "accounting trick".
Our Media
May 15, 2023

The great divide: even if millennials could afford a home, there aren’t enough to buy
Matt Lloyd-Cape comments on the housing crisis in The Guardian
Our Media
March 30, 2023

Why people are relying on the ‘bank of mum and dad’
Matt Lloyd-Cape spoke to Tom Elliot on 3AW about why young people are needing to rely on their parents to be able to buy a home.
Our Media
March 29, 2023

Banking on mum and dad: Most prospective home buyers are relying on inheritance, survey finds
Two-thirds of prospective home buyers believe they will need an inheritance to buy their home.
Our Media
December 6, 2022

Proposals to tackle Australia’s rental crisis
Experts believe the solution is more than just building more housing: instead, they say, renters need immediate protections and the market should be better regulated.
Our Media
December 6, 2022

The solution to Australia’s rental crisis is more regulation and fewer landlords
When it comes to regulating an industry that provides homes for millions, the wishes of landlords trump safety and security concerns of renters.
Our Media
September 7, 2022

Albanese government turns to super funds to help address social housing shortfall
Per Capita's report 'Housing Affordability in Australia' referenced in ABC News
Our Media
May 9, 2022

Cost of living hurting many
Per Capita's 'Housing Affordability in Australia' report in the Shepparton News
Our Media
August 23, 2021

Home ownership for all has gone AWOL in OZ… or has it?
Matthew Lloyd-Cape on 3CR Radio
Matt’s
Blog Posts
Blog
July 3, 2023

When it comes to housing wealth, being a man pays dividends
By Matt Lloyd-Cape and Lucy Tonkin. Open a newspaper on any day and you’ll be met with a new story about Australia’s housing crisis. How older women are the fastest growing cohort to experience homelessness, or that female heads of lone parent households are most likely to experience significant and prolonged housing stress. But we ... Read more